Carefully plan for next year’s out-of-pocket health, dependent care, parking and transit expenses.

Estimate your annual medical expenses prior to enrolling in a flexible spending plan. Take a look at this year’s health expenses, especially prescriptions, to estimate health expenses for the upcoming year. You can include unreimbursed expenses for spouse and dependents! Don’t forget day-care and qualified eldercare expenses also qualify for these tax-advantaged plans

Remember, you will not get your unused account funds back if you do not spend them in your plan year so… anticipate future expenses carefully.

Tip: Try to anticipate regular, predictable expenses like office and prescription co-pays and dependent care expenses. Ask your drug store Pharmacist to run a total of your prescription medicine purchases for the year.

Complete your enrollment through your employer’s enrollment process and elect the amount you’d like to contribute.

Pay for eligible expenses using your ABS Benefits Debit Card (if available under your plan) or submit a reimbursement request through the ABS Mobile App, Consumer Portal, or at claims.abs125.com.

Reimbursements can be sent by:

Direct Deposit (Free)

Venmo, PayPal, or Direct to Debit ($1.25 per transaction)

Check ($2.00 per claim)

Choose the reimbursement option that works best for you and receive your eligible funds quickly and securely.